Pravidelné výdavky, ktoré vás čakajú po kúpe auta
BRATISLAVA/ADMIN – Kúpa auta je nemalou investíciou. A to aj v prípade, ak zoberieme do úvahy samotnú obstarávaciu cenu. Tou však „investícia“ do auta zďaleka nekončí, keďže k vlastníctvu auta patria aj rôzne výdavky. A mnohé z nich sú pravidelné.
Tankovanie (alebo nabíjanie)
Zo všetkých výdavkov, ktoré vás pri používaní auta čakajú, je najčastejším a tým pádom aj najviditeľnejším tankovanie (alebo nabíjanie, ak máte elektromobil, pretože ani elektrická energia nie je zadarmo). Preto tak veľa ľudí pri kúpe auta rieši najmä jeho spotrebu.
Servis a údržba
Ďalšími sú výdavky na servis a údržbu. Od tých častejších, ale malých, medzi ktoré radíme napr. kupovanie zmesi do ostrekovačov, či umývanie auta (čo je tiež údržba) až po väčšie výdavky, akými sú servis vykonávaný spravidla raz ročne, napr. výmena oleja a filtrov a servis, ktorý sa síce opakuje, ale vo väčšom časovom intervale v závislosti od opotrebovania konkrétnych dielov, napr. brzdových platničiek.
Poistenie
Dostali sme sa k výdavkom, ktoré sa opakujú zväčša s ročnou pravidelnosťou. Z nich je prvoradé poistenie. Povinné zmluvné poistenie, čiže PZP, je (ako jeho názov napovedá) povinné pre všetky motorové vozidlá v cestnej premávke. Okrem toho môžete mať tiež havarijné poistenie, prípadne GAP (poistenie finančnej straty).
Diaľničná známka a parkovanie
Medzi ďalšie spravidla ročné výdavky, ktoré sa však nemusia týkať každého, patrí platba diaľničnej známky a parkovania. Samozrejme, ak s vašim autom nejazdíte po diaľniciach a v mieste vášho bydliska si nemusíte platiť parkovné, tieto náklady sa vás nemusia týkať.
Technická a emisná kontrola
Posledným z typických pravidelných výdavkov je pravidelné absolvovanie technickej a emisnej kontroly. Tá sa prvýkrát robí po 4 rokoch a následne sa opakuje každé 2 roky. Z pravidelných výdavkov na auto je tak najmenej častým, ale rozhodne na TK a EK netreba zabúdať.
(Zdroj: ML; Foto: standret / freepik.com)
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